Buying a home

Benefits of Owning Your Own Home

• The Best Investment
• Income Tax Savings
  
• Stable Monthly Housing Costs
  
• Forced Savings
  
• Freedom and Individuality
  
• More Space

Important Things To Avoid Before Buying a Home

• Don't Move Money Around
• The Effect of Changing Jobs
• No Major Purchases of Any Kind

Don't Buy a Car - or Did You Already Buy One?

• When Income Grows and You Want to Buy "Stuff"
• Debt-to-Income Ratios and Car Payments
• How Buying a Car Reduces Your Purchase Price

The Business Cycle and Buying a Home

• Recession and Expansion
  
• Supply and Demand
  
• Should You Try to "Time the Market"?

Comparable Sales and Your Offer Price

• Determining Your Offer Price
  
• Comparable Sales in the Public Record
  
• Comparable Sales in the Multiple Listing Service
  
• Comparable Sales - Pending Transactions
  
• Other Factors Influencing Your Offer Price

Major Factors Influencing your Offer Price

• How Property Condition Affects Your Offer
• How Home Improvements Affect Your Offer
• How Market Conditions Affect Your Offer
• How Seller Motivation Affects Your Offer
• The Final Decision on Your Offer Price

Offering to Purchase Real Estate- the Basics

• Introduction and Overview
  
• Contingencies in a Purchase Offer
  
• Earnest Money Deposit
  
• The Closing Date
  
• Transfer of Possession

Writing an Offer - Safeguards Regarding the Property

• Disclosures From the Seller
  
• Condition of the Property Upon Transfer
  
• Inspections You Should Require
  
• Final Walk-Through Inspection

How Financing Details Affect Your Offer

• Down Payment
  
• Interest Rates
  
• Closing Costs and Financing Incentives
  
• Seller Financing
  
• Cash Offers
  
• Other Financing Details in Your Offer

How FHA and VA Financing Affects Your Offer

• Extra Costs for the Seller
  
• VA and FHA Appraisals

Selecting Service Providers

• You and the Seller Must Agree
  
• Escrow and Settlement
  
• Title Insurance
  
• Termite and Pest Inspection

Let us help you find your dream home! Are you ready to meet the Number One Cape Coral Real Estate Team? If so contact us online or call Carmen Valladares (239) 989-8788 or Jesse Valladares (239) 989-8790